2026 Global InsurTech Funding Report: The Role of AI in Insurance

In 2025, AI drove a technology surge with over $1 trillion invested in data centers and infrastructure. InsurTech funding rebounded 19.5% to $5.1 billion, led by AI-focused firms capturing two-thirds of capital. The US increased its global InsurTech deal share to 55.74%, with Silicon Valley activity nearly doubling. AI is central to insurance strategies, especially in life, accident, and health sectors, enhancing product development and efficiency.